panhandle appraisal experts

No matter what type of property you need valued, our extensive field work and formal training as licensed appraisers make us qualified to provide home valuations in Santa Rosa County for clients ranging from national mortgage companies to local lenders or individual businesses and consumers.

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Why Choose Us?


Our investment in technology results in quicker appraisals for you and lower costs for everybody.  Of course, it's been our experience that regardless of the industry, service is the number one reason a client comes, goes, repeats or refers their friends.   Also, we treat our clients like we'd want to be treated ourselves whether we're face to face, having a phone conversation or sending e-mail.  Our goal is simply a superior experience for our customers.   Call us today. We guarantee you'll see the difference, too.

Montgomery & Associates of NW Florida, Inc. is a leading provider of real estate valuations for the mortgage lending marketplace. With 17 years of experience in the business, we have a proven track record of reducing lenders time, efforts and costs in managing the appraisal process.

We are a leading provider of appraisals for:

  • Primary and Secondary Mortgages
  • Mortgage Refinancing
  • Employee Relocation
  • Private Mortgage Insurance Removal
  • Estate Planning
  • Divorce Settlement


Through this web site, you can perform a number of tasks. Ordering an appraisal is just a click of a button away. Or, spend some time and find out a bit more about the appraisal business. The more you know, the better decision you can make. And check back frequently, as our content is always being updated.

Quality Real Estate Appraisals. Excellent Service.

Get a Fee Quote

Tell us a little about what you need, and we'll respond quickly with our price and estimated turnaround time.

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Need an appraisal now? Order securely online for an accurate, reliable appraisal to fit your specific needs.

What's an Appraisal

When you need to know the true value of a property, you need an expert. Find out about the appraisal process.

How to Prepare

Getting ready for an appraisal? We can tell you the best tips to be prepared for your appraisal.

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Today's Rates

Mtg Loan Rate APR
30-yr Fixed 4.55% 4.7%
15-yr Fixed 4.01% 4.22%
1-yr Adj 2.76% 3.42%
* national averages

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